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Atome

Pay in 3 interest-free

Atome lets travellers across Southeast Asia split a flight fare into three equal, interest-free instalments, though approval isn't guaranteed and a credit check applies, making it a solid regional pick for those outside Grab's PayLater footprint.

Southeast Asia

Klarna's pay-in-3 and pay-later options suit travellers booking flights to or from Europe, the US, and Australia. Some plans carry an APR; all are subject to a credit check. For those outside Southeast Asia, it's the most established name in the space.

Europe, United States, Australia, and select global markets

Afterpay

Pay in 4 fortnightly

Afterpay splits your fare into four fortnightly instalments and works best for travellers based in Australia, New Zealand, the US, and Canada, subject to eligibility and a credit check. Miss a payment and late fees kick in, so plan your budget accordingly.

Australia, New Zealand, United States, Canada

Tabby

Pay in 4 interest-free

Tabby is the go-to BNPL option across the Gulf, offering interest-free pay-in-4 plans subject to approval and a credit check. If you're booking from Saudi Arabia, the UAE, or nearby markets, it's the most direct Grab alternative in the region.

Saudi Arabia, UAE, and Gulf region

Kredivo is built for Indonesian travellers, with short-term interest-free plans alongside longer monthly financing, some of which carry fees or interest. All options require a credit assessment, making it the natural fallback for Grab users in Indonesia where PayLater coverage can be patchy.

Indonesia