Can I book flights with Atome on Laters.com?

Yes, you can book flights through Laters.com and pay with Atome, a Buy Now Pay Later credit product available across Southeast Asia and parts of East and South Asia. At checkout, you select Atome as your payment method and apply for a plan, subject to eligibility and a credit check. Approval is not guaranteed, and the outstanding balance remains owed on an instalment schedule even if your first payment is made at checkout.

When will I receive my e-ticket after paying with Atome?

Your e-ticket is issued once your Atome payment plan is approved and your booking is confirmed by the airline. This typically happens within a short window of completing checkout, though timing can vary depending on the airline and your Atome approval status. If you do not receive your booking confirmation, check your email spam folder or contact Laters.com support.

Is there a credit check when I use Atome to book flights?

Yes, Atome is a credit product and a credit check is conducted as part of the application process. The nature of that check (soft or hard) and its impact on your credit file can vary by market, so you should review Atome's current terms at atome.com before applying. Approval is not guaranteed, and Atome will assess your eligibility based on its own criteria.

What happens if I miss an Atome payment for my flight?

Missing a scheduled Atome instalment may result in late fees and could affect your ability to use Atome in the future. Atome's specific late-fee structure varies by country and plan, so check the current terms at atome.com for the market you are booking in. Missing payments on a credit product can also have consequences for your credit standing, so it is worth setting up reminders or automatic payments before your instalments are due.

Which Atome plan is best for booking a long-haul flight?

Atome's flagship Pay in 3 plan splits your fare into three monthly payments, with the first payment made at checkout and two subsequent monthly payments to follow. For higher-value long-haul fares, Atome also offers a Pay Monthly financing option with longer instalment tenures, though exact terms and availability for that plan are not confirmed across all markets. Check atome.com for the plans available in your country and the specific terms that apply, as some plans may carry an APR.

Which countries can use Atome to book flights on Laters.com?

Atome is available for flight bookings in Singapore, Malaysia, Indonesia, the Philippines, Thailand, Vietnam, and Hong Kong, with the Pay in 3 plan supported in each of those markets. Atome also operates in additional countries including Taiwan, Japan, China, India, Pakistan, and Bangladesh, though plan availability may differ by market. For the most accurate and up-to-date country and plan availability, visit atome.com.

Can I use Atome to pay for premium cabin or business class flights?

Atome can typically be used for any flight fare available on Laters.com, including premium economy and business class tickets, provided your booking falls within Atome's approved spending limit for your account. Spending limits are set by Atome based on your individual credit assessment and are not published as fixed figures. If your fare exceeds your approved limit, you may need to use an alternative payment method or consider a different plan.

What happens to my Atome instalments if my flight is cancelled or I request a refund?

If your flight is cancelled or you are entitled to a refund, the refund is typically processed back through the original payment method, meaning Atome would receive the funds and adjust or cancel your instalment plan accordingly. However, the timeline and process can vary depending on the airline's refund policy and Atome's own procedures. You should contact both the airline or Laters.com and Atome directly to confirm how your specific refund will be handled. Until a refund is fully processed, your instalment obligations may remain active.

Will using Atome for flights affect my credit score?

Using Atome involves a credit check, and like any credit product, how it affects your credit score depends on the type of check performed and the credit reporting practices in your country. Making all payments on time is unlikely to harm your score and may support a positive credit history, while missed or late payments could have a negative impact. For details on how Atome reports to credit bureaus in your market, refer to atome.com.

Atome Flights: Split Your Fare in 3

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4.8

Yes, it works

Yes, Atome Works for Flight Bookings on Laters

From July 1–30 September 2026, with savings of $25 (minimum $250 spend), $50 (minimum $500 spend), or $100 (minimum $1000 spend). To redeem, customers must claim their voucher in the Atome app, search and book a flight on Laters.com, select Atome as their payment method at checkout, and apply the claimed voucher to receive their discount.

How to Book Flights with Atome on Laters

Search your flight

Enter your route, dates, and passenger details on Laters.com to compare fares across multiple providers and pick the price that fits your budget.

Select Atome at checkout

Select Atome as your payment method at checkout. A credit check applies, and approval is not guaranteed. Your e-ticket is issued once payment is confirmed.

Fly now, pay later

Fly now and repay in 3 monthly instalments. The full fare stays owed on schedule, so plan your payments carefully to avoid missed-payment consequences.

Pay Your Flight Over Time with Atome

Atome gives travellers across Southeast Asia and beyond the option to pay in instalments or spread the cost over a longer monthly plan. Both are credit products, subject to approval and a credit check. Plan details, fees, and availability vary by market.

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Yes, Atome Works for Flight Bookings on Laters

Over a million travelers a yearfind flights on Laters.com

Yes, Atome Works for Flight Bookings on Laters