Afterpay works on every flight booked through Laters, any airline, any route, any fare class. Choose Afterpay at checkout, pass the credit check, and your e-ticket is issued on approval. Afterpay is a credit product; approval is not guaranteed, and late fees or a finance charge may apply.
Enter your route, dates, and passenger details on Laters.com to compare fares across multiple providers and find the price that fits your budget.
Select Afterpay at checkout and complete a credit check for approval. Twenty-five percent of the fare is due upfront; the rest is split over 6 weeks.
Once payment is approved, your e-ticket is issued. Remaining instalments are charged automatically every 2 weeks. Miss a payment and late fees may apply.
Afterpay has two ways to split a flight's cost: four instalments over six weeks, or a longer finance plan spread across several months. Both are credit products, both require eligibility checks, and some plans carry an APR. Full terms appear on each plan card below.
Find the best deals on 600+ airlines and split your fare with Afterpay.
Search and compare flights across 600+ airlines on Laters, then split the fare with Afterpay
â Yes, Afterpay works for flight bookings on Laters.
Choose Afterpay at checkout to split your fare.
4 interest-free installments over 6 weeks
First payment due upfront, remainder biweekly over ~6 weeks. Interest-free at partner brands; late fees may apply. Some transactions may carry a finance fee (APR up to 36%, underwritten by First Electronic Bank).
3, 6, 12 or 24 monthly payments
For big-ticket purchases; 3/6/12/24-month options depending on order value (up to 24 months for orders over $400). Loans underwritten and issued by First Electronic Bank; down payment may be required; subject to credit check and not available in all US states.
Pay in 4
$112.50
à 4 payments, every 2 weeks
0%
Estimates only. Actual plans, fees, and availability depend on your country and approval.
Afterpay is available across North America, Oceania, and Europe, covering multiple currencies for travellers booking flights from different regions. Check the plan grid below, availability and terms vary by market.
Pay in 4 interest-free at partner brands; late fees may apply. Pay Monthly loans underwritten by First Electronic Bank, APR 0.00%-35.99%, subject to credit check; not available in all states.
7.8/10
Laters Afterpay Score
Splitting a flight fare into four fortnightly payments has a certain logic, and Afterpay is one of the better-known platforms for it. Pay in 4 works cleanly for short-haul fares; Pay Monthly handles bigger bookings but can reach 35.99% APR. Approval isn't guaranteed. Best for travellers who want a fixed, predictable repayment schedule.
Repayment Flexibility
8/10
Afterpay offers two repayment structures: Pay in 4, which splits the fare into biweekly instalments over roughly six weeks, and Pay Monthly, with terms from 3 to 24 months on orders over $100. The first suits short-haul bookers; the second is built for a larger trip.
Interest Rate
7/10
Pay in 4 is interest-free at partner brands, genuinely competitive, though late fees may apply and some transactions carry a finance fee with an APR up to 36%. Pay Monthly runs from 0.00% to 35.99% APR, so what you actually pay depends on your credit profile.
Eligibility
8/10
Afterpay operates in the US, Australia, New Zealand, Canada, the UK, and several European markets. Pay Monthly loans are underwritten by First Electronic Bank, require a credit check, and are not available in every US state.
Approval Process
8/10
The first instalment is due at checkout, so your e-ticket is issued once that payment clears. Pay Monthly involves a credit check, approval isn't guaranteed, and processing times can vary.
Afterpay travellers on Laters most often book domestic US hops, trans-Tasman routes, and transatlantic fares, spreading the cost across four fortnightly payments with 25% due at checkout.
New York â Los Angeles
Delta Air Lines, American Airlines
$47
à 4 payments
Full fare from $189
Sydney â Melbourne
Qantas, Jetstar
$28
à 4 payments
Full fare from $112
Los Angeles â New York
United Airlines, JetBlue
$49
à 4 payments
Full fare from $195
London â New York
British Airways, Virgin Atlantic
$130
à 4 payments
Full fare from $520
Auckland â Sydney
Air New Zealand, Qantas
$61
à 4 payments
Full fare from $245
Toronto â Vancouver
Air Canada, WestJet
$45
à 4 payments
Full fare from $178
New York â London
American Airlines, British Airways
$125
à 4 payments
Full fare from $498
Sydney â Auckland
Air New Zealand, Qantas
$60
à 4 payments
Full fare from $238
Fares are estimates based on typical prices and may vary by date and availability.
Split the fare with Afterpay across 600+ airlines, every route, every fare class, right at checkout.
Your e-ticket is issued the moment Afterpay approves your payment, so the booking is confirmed on the spot.
Search and compare prices from multiple providers in one place, then pay with Afterpay.
Laters charges no hidden booking fees, the fare you see when comparing is exactly what you split with Afterpay.
If Afterpay isn't available in your country or doesn't suit your needs, Laters.com offers several other BNPL providers so you can spread the cost of your flight.
Klarna is popular across Europe and North America, offering pay-in-3 plans for shorter-term purchases and monthly financing for larger ones. A credit check applies, and interest may be charged depending on which plan you choose.
Europe, North America, and select global markets
Zip is a solid pick for shoppers in Australia, New Zealand, and the US who prefer a fortnightly instalment structure, much like Afterpay. Approval is subject to a credit assessment and fees may apply.
Australia, New Zealand, United States
Clearpay is the UK and European trading name for Afterpay's parent company. That makes it a natural fit for travellers in Great Britain and Europe after a pay-in-3 credit option. Late fees may apply and a credit check is required.
United Kingdom and Europe
Atome is built for travellers across Southeast Asia and parts of East Asia, letting you split a flight fare into three payments over a short window. A credit assessment applies and terms vary by market.
Southeast Asia and East Asia
Tabby is the dominant BNPL choice across the Gulf region, with pay-in-4 plans and no interest on qualifying purchases. A credit check is conducted at checkout and approval is not guaranteed.
Middle East, including UAE and Saudi Arabia
Afterpay is a buy now, pay later service operating across the United States, Australia, New Zealand, Canada, the United Kingdom, and several European markets one of the more established names in the BNPL space. Visit afterpay.com for current information on its scale and partnerships. On Laters, you can search and compare flights, then select Afterpay at checkout as a credit option. The Pay in 4 plan splits your fare into four instalments: 25% due upfront, with the balance billed every two weeks over roughly six weeks. US travellers also have access to a Pay Monthly option, with terms of 3, 6, 12, or 24 months and APRs ranging from 0.00% to 35.99% depending on the plan and your credit profile. Both are credit products approval is not guaranteed, a credit check applies, and late fees may apply on some plans. Borrowing to travel is still a financial commitment. Spread the cost only across what you can comfortably repay on schedule. Check afterpay.com for full eligibility criteria, current fees, and state-by-state availability before you book.
Everything you need to know about paying for flights with Afterpay on Laters.
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