Question 1

Can I book flights with Trust Bank on Laters.com?

Accepted Answer

Yes, you can use Trust Bank's Split Purchase feature to book flights on Laters.com, spreading the cost over 3, 6, 12, or 18 monthly instalments. This is a credit product charged to your Trust credit card, so approval is subject to Trust Bank's credit assessment. The purchase must be at least S$50, and the feature is currently available in Singapore only. Visit https://trustbank.sg/ for full eligibility criteria and current terms.

Question 2

How soon do I get my e-ticket after booking a flight with Trust Bank on Laters?

Accepted Answer

Your e-ticket is issued once your Trust Bank Split Purchase is approved and the booking is confirmed by the airline. There is no delay beyond the standard booking confirmation process. If you do not receive your e-ticket after confirmation, contact Laters.com support with your booking reference.

Question 3

Is there a credit check when I use Trust Bank Split Purchase for flights?

Accepted Answer

Trust Bank's Split Purchase is charged to your Trust credit card, which is a regulated credit product overseen by the Monetary Authority of Singapore. A credit assessment applies when you open a Trust credit card account, and your available credit limit will determine whether the flight booking can be split. Check https://trustbank.sg/ for details on how Trust Bank assesses creditworthiness.

Question 4

What happens if I miss a Trust Bank Split Purchase payment?

Accepted Answer

If you do not pay your Trust credit card statement balance in full by the due date, standard credit card interest rates charged by Trust Bank will apply to the outstanding balance. Missing payments can result in additional charges and may affect your credit standing. Trust Bank's exact late-payment terms are set out at https://trustbank.sg/, and it is important to review these before selecting a plan.

Question 5

Which Trust Bank Split Purchase plan is best for a long-haul flight?

Accepted Answer

For higher-value long-haul fares, the Split in 12 or Split in 18 plans spread the cost over the longest periods, though they carry one-time fees of 3.50% and 5.00% of the purchase price respectively. The Split in 6 plan is marked as the most popular option and carries a one-time fee of 1.50%, balancing manageable monthly amounts with a lower total fee. All plans carry 0% interest on the instalment schedule itself, but the one-time fee and the EIR (Effective Interest Rate) mean there is a real cost to spreading payments. Compare the plans on Laters.com and check https://trustbank.sg/ to choose the option that fits your budget.

Question 6

In which countries can I use Trust Bank to book flights on Laters?

Accepted Answer

Trust Bank's Split Purchase is currently available in Singapore only, for purchases made in SGD. Travellers based outside Singapore are not eligible for this payment option at this time. If you are travelling from Singapore, you can select Trust Bank at checkout on Laters.com, provided you hold a Trust credit card with sufficient available credit.

Question 7

Can I use Trust Bank Split Purchase to pay for premium-cabin or business-class flights?

Accepted Answer

Trust Bank's Split Purchase can be used for any flight booking on Laters.com that meets the minimum purchase threshold of S$50 and falls within your available Trust credit card limit. Premium-cabin and business-class fares are not explicitly excluded, but your credit limit must be sufficient to cover the full fare amount. Contact Trust Bank or visit https://trustbank.sg/ to confirm your available credit before booking a high-value fare.

Question 8

What happens to my Trust Bank Split Purchase if I cancel my flight and request a refund?

Accepted Answer

If your flight is cancelled or you are entitled to a refund, the refund is typically processed back to your Trust credit card. How this interacts with your active instalment plan depends on Trust Bank's refund and cancellation policies, which you should review at https://trustbank.sg/. In the meantime, you remain responsible for making scheduled instalment payments unless Trust Bank confirms otherwise. Always check both the airline's refund policy and Trust Bank's terms before cancelling.

Question 9

Does using Trust Bank Split Purchase affect my credit score?

Accepted Answer

Because Split Purchase is charged to your Trust credit card, your usage and repayment behaviour are reported to credit bureaus in Singapore, as is standard for all credit card products regulated by the Monetary Authority of Singapore. Consistently paying on time can support a healthy credit profile, while missed or late payments may have a negative impact. For specific details on how Trust Bank reports to credit bureaus, refer to https://trustbank.sg/.

Question 10

Is there a minimum or maximum flight fare to use Trust Bank Split Purchase on Laters?

Accepted Answer

The minimum purchase amount for Trust Bank's Split Purchase is S$50. There is no publicly stated maximum basket limit in the supplied terms, but the total fare must fall within your available Trust credit card credit limit. For the most up-to-date information on any applicable limits, visit https://trustbank.sg/ before completing your booking.

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How to Book Flights with Trust Bank on Laters

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Select Trust Bank at checkout

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Over a million travelers a yearfind flights on Laters.com

Yes, Trust Bank Works for Flight Bookings on Laters

How to Book Flights with Trust Bank on Laters

Search your flight

Select Trust Bank at checkout

Fly now, pay later

Pay Your Flight Over Time with Trust Bank

Split in 3

Ready to Book Your Flight with Trust Bank?

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FAQs: Using Trust Bank to Book Flights

01Can I book flights with Trust Bank on Laters.com?

02How soon do I get my e-ticket after booking a flight with Trust Bank on Laters?

03Is there a credit check when I use Trust Bank Split Purchase for flights?

04What happens if I miss a Trust Bank Split Purchase payment?

05Which Trust Bank Split Purchase plan is best for a long-haul flight?

06In which countries can I use Trust Bank to book flights on Laters?

07Can I use Trust Bank Split Purchase to pay for premium-cabin or business-class flights?

08What happens to my Trust Bank Split Purchase if I cancel my flight and request a refund?

09Does using Trust Bank Split Purchase affect my credit score?

10Is there a minimum or maximum flight fare to use Trust Bank Split Purchase on Laters?

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